Company Profile

Company Overview

Alabama Farm Credit (the association) makes loans to purchase or improve farms, timberland, recreational property, agribusiness operations, and rural homes. We also make agricultural operating loans to cover the day-to-day expenses of running a farm, producing a crop, and managing a livestock herd. A significant portion of the association’s loan portfolio is related to poultry production, and experience in financing that industry is preferred.

We understand the unique aspects and challenges of agricultural and rural real estate financing, and we take a personal interest in each of our customers in an effort to meet their financing needs.

As a financial cooperative, we are governed by a local Board of Directors and owned by our stockholders/ customers. That means we always have our owners’ best interests in mind.

We also strive to return a significant portion of our earnings to our customers through our dividend program called Patronage.